Fractional CFO · Workshops · Financial Coaching

Stop managing money in the dark.
Start taking control.

Fractional CFO for municipalities, nonprofits, and small businesses across Southeastern Pennsylvania, plus financial coaching and workshops for the people inside them. Senior financial leadership, clear reporting, and a plan you can act on, without the full-time hire.

Book My Free Discovery Call See What I Offer
MBA, Business & Finance
Marine Corps Veteran · Service-Disabled Veteran-Owned · Minority-Owned
Trusted Across Southeastern PA & Beyond
What brings you here today?
Individual & Family
$497 · 3-session plan

You'll leave with a complete picture of your finances, a gap analysis, and a 90-day action plan that's built around your actual life, not a template.

  • Session 1: Full Financial Snapshot
  • Session 2: Cash Flow Gap Analysis
  • Session 3: Personalized 90-Day Action Plan
  • Mid-point accountability check-in

Free 30-min discovery call first. No commitment required.

Get My Financial Plan
Also Available
AI & Technology Audit $297

A one-session review of the tools and systems your business or household runs on. You'll get a written roadmap showing exactly where AI can save you time, reduce errors, and cut costs.

  • Current tools & workflow assessment
  • AI opportunity gap analysis
  • Written implementation roadmap
  • Priority recommendations you can act on immediately
Request an AI Audit
Nonprofits, Teams & Events
Workshop Tiers · by group size

Engaging, research-backed financial wellness workshops, priced by participant count because larger groups require more prep, materials, and energy.

Spark, Up to 15 people$597
90-min session · custom content · take-home guides
Momentum, 16-40 people$997
Full workshop + Financial Life Challenge game
Impact, 41-100 people$1,750
Full program + game + co-facilitation + post-event Q&A

100+ attendees? Let's build a custom quote together.

Get a Workshop Quote
Municipalities, Nonprofits & Small Businesses
Retainer, scoped to your needs.

CFO-level financial leadership for municipalities, authorities, nonprofits, and small businesses: monthly reporting, budgets, grant compliance, and board-ready numbers, without the full-time overhead.

  • Fractional CFO & GASB-compliant reporting
  • Grant strategy, writing & administration
  • Federal audit support & regulatory compliance
  • Board governance & cash flow oversight
  • AI-assisted reporting & workflow automation
  • Technology support add-on available

Starts with a free discovery call. Retainers are scoped to your needs.

Start the Conversation
10+ Years of Financial Expertise
MBA Temple University, Fox School of Business
4 Sectors: Municipal · Nonprofit · Small Business · Individual
$50M+ in Revenue & $7.8M+ in Grants Managed
Sound familiar?

Most people don't have a money problem. They have a clarity problem.

When you can't see where your money goes, every financial decision feels like a guess. When your organization's books are a mess, every board meeting is stressful. When you need CFO-level thinking but can't afford a full-time hire, growth stalls.

The problem isn't that you're bad with money. It's that you've never had the right partner to help you see it clearly, and build a system that actually works for your life or mission.

That's exactly what Unity Business Solutions does.

See how it works
Individuals & Families

"I make decent money but I'm always broke at the end of the month, and I'm afraid to look at my accounts."

Municipalities & Nonprofits

"Every board meeting I'm asked for numbers I can't pull together in time, and grant reporting and audit prep are a scramble every year."

Small Businesses

"I need a CFO but I can't afford one full-time. My books are behind and I have no idea what my actual cash position is."

HR & Community Leaders

"My people are stressed about money. I want to bring in real financial education, not another boring seminar."

How It Works

From fog to clarity in three steps

No jargon. No judgment. Just a clear path from where you are to where you want to be.

1

Free Discovery Call

30 minutes. You share your situation. I listen, no pitch, no pressure. Together we identify the right service and the right starting point for you.

2

Build Your Snapshot

We map exactly where you stand today. For a household, that's income, expenses, and gaps. For an organization, it's the books, the budget, and the compliance calendar. Most clients say this alone is eye-opening.

3

Leave With a Real Plan

Not a generic template. A concrete plan with one clear next action, whether that's your first 90 days or your board's next meeting. You'll know exactly what to do and why, and I'll be there to keep it moving.

Services & Pricing

Three ways to work together

Clear prices where the work is fixed, a scoped retainer where it isn't. Pick the one that fits your situation.

Individuals & Families

Financial Clarity Package

Three focused sessions that move you from financial avoidance to a concrete 90-day plan. Built around your income, your goals, and your actual life, not a template. Clear, judgment-free financial coaching for individuals and families who want real help with budgeting, cash flow, and a plan they can actually keep.

  • ✓Session 1: Full Financial Snapshot & Baseline
  • ✓Session 2: Cash Flow Gap Analysis
  • ✓Session 3: Personalized 90-Day Action Plan
  • ✓Survival Budget Template (yours to keep)
  • ✓Mid-arc accountability check-in
$497 · 3 sessions
Get started →
Most Requested
Groups, Teams & Events

Financial Wellness Workshop

An engaging, research-backed 90-minute workshop experience, featuring the original Financial Life Challenge game. Priced by group size because larger audiences require more prep, materials, and energy. Hands-on financial literacy workshops for nonprofits, schools, employers, and community groups, built so people leave with money skills they remember and use.

Spark, Up to 15 people $597
90-min facilitated session · custom content · take-home guides · Q&A
Momentum, 16 to 40 people $997
Full workshop + Financial Life Challenge game + expanded materials
Impact, 41 to 100 people $1,750
Full program + game + co-facilitation support + post-event resource package

100+ attendees? Custom pricing available, reach out.

Get a workshop quote →
Municipalities, Nonprofits & Small Businesses

Fractional CFO Retainer

Senior financial leadership on retainer, covering the reporting, compliance, grant strategy, and board communication that growing organizations need but rarely have the budget to hire full-time. A fractional CFO for municipalities, municipal authorities, nonprofits, and small businesses across Southeastern Pennsylvania: monthly financial reporting, budgets, cash flow forecasting, grant management, and audit preparation, scaled to what your organization actually needs.

  • ✓Fractional CFO & GASB-compliant reporting
  • ✓Grant strategy, writing & compliance administration
  • ✓Federal Single Audit prep & regulatory support
  • ✓Budget development & cash flow forecasting
  • ✓Board governance & stakeholder communication
  • AI-assisted reporting & workflow automation
  • Monthly technology support add-on available
Explore a retainer →
Signature Tool

The Financial Life Challenge

Created by Andrew and refined through real community sessions, the Financial Life Challenge is an original game-based learning experience that makes financial education genuinely engaging.

Participants make real-life money decisions across six simulated life periods: budgeting, emergencies, education investment, and compound interest, in a format that sparks conversation and sticks long after the session ends.

Originally designed for teens ages 12-19. Now adapted for adult community sessions, corporate workshops, and nonprofit programs.

Simulates 6 life periods of real financial decision-making
Teaches budgeting, emergency funds, investment & compound interest
Designed to fit within a 60-90 minute workshop session
Drives group conversation, not passive listening
What participants learn
In one 60-90 minute experience
Period 1Income & basic budgeting
Period 2Emergency fund strategy
Period 3Education & career investment
Period 4Debt management decisions
Period 5Compound interest & saving
Period 6Long-term wealth building

Included in all Momentum and Impact workshop tiers. Add-on available for Spark sessions.

Andrew E. Nelson, MBA, Fractional CFO and Founder of Unity Business Solutions LLC
Andrew E. Nelson, MBA
Fractional CFO & Founder, Unity Business Solutions LLC
For families and individuals, I bring that same CFO-level thinking to your personal finances.
MBA, Temple University, Fox School of Business
U.S. Marine Corps Veteran, Staff Sergeant (2006 to 2015)
Service-Disabled Veteran-Owned & Minority-Owned Business
Fractional CFO Practice, Municipal & Nonprofit
Federal Grant Compliance
Creator, Financial Life Challenge Game
Financial Literacy Curriculum, Ages 3-Adult
Financial Coach, Connected Families
AI Implementation & Workflow Automation
About Andrew

The financial partner you always needed but never had.

I started Unity Business Solutions because I kept seeing the same pattern: smart people, well-intentioned organizations and ambitious small businesses, all held back by financial confusion they couldn't get clear on alone.

Most financial help is either too expensive, too impersonal, or too complicated to actually act on. I built my practice to be different: MBA-level financial expertise, delivered like a trusted partner, at a price that works.

I served nine years in the Marine Corps, including deployments to Iraq and Afghanistan, before building my finance career. Unity Business Solutions is a service-disabled veteran-owned and minority-owned business based in Chester, serving all of Southeastern Pennsylvania.

I've managed $50M+ in revenues and $7.8M+ in grants administered, built financial reporting systems for municipal authorities under receivership, designed a financial literacy curriculum that starts at age 3, and created the Financial Life Challenge, because I believe learning money should feel like a game, not a lecture.

10+
Years leading public and nonprofit finance
$50M+
Revenue managed across client engagements · $7.8M+ in grants administered
All ages
Financial literacy programming, age 3 through adult

Trusted by organizations across Southeastern Pennsylvania

Chester Stormwater Authority Making a Change Group CMP Radio Foundation
Client Voices

What changes when you get financially clear.

"
★★★★★

Andrew didn't just help me build a budget, he helped me understand why I avoided money in the first place. I finally feel in control of my finances for the first time in years.

Housing Stability Client
Connected Families Program
Making a Change Group
"
★★★★★

Andrew built and currently manages the organization's billing and financial programs for the last 7 years. All clean audits.

Stormwater Authority of the City of Chester
Municipal Authority Client
Stormwater Authority of the City of Chester
"
★★★★★

Having Andrew as our fractional CFO changed how we operate. Our board has confidence in our numbers, and we have consistent annual financial filings.

Jean Pierre Brice
CMP Radio Foundation (pro bono engagement)
CMP Radio Foundation
Common Questions

Answers before you book.

What does a fractional CFO cost?

Retainers are scoped to your organization and billed monthly, so you pay for the leadership you need and not a full-time salary. The free 30-minute call is where we size it. Coaching, workshops, and the AI audit have fixed prices listed above.

Are you a CPA? Do you perform audits?

No. I am not a CPA and I do not perform audits. I get your books, schedules, and documentation ready so your independent auditor's work goes smoothly, and I sit with you through fieldwork and findings.

Where do you work?

I am based in Chester, PA and serve Delaware, Chester, Montgomery, Philadelphia, and Bucks Counties, plus northern Delaware. Most work is a mix of on-site and virtual.

What happens on the discovery call?

Thirty minutes. You describe your situation, I ask questions and tell you plainly whether and how I can help. No pitch and no obligation. If it is not a fit, I will say so and point you somewhere useful.

Do you work with individuals, or only organizations?

Both. Individuals and families start with the three-session Financial Clarity Package. Organizations start with a scoped retainer. Workshops serve groups of any size.

Is Unity Business Solutions a certified diverse supplier?

Unity Business Solutions is a service-disabled veteran-owned and minority-owned business. Formal certifications are in progress. If your procurement process needs documentation, ask on the call.

The next move is easy

Ready to stop guessing and start knowing?

Book a free 30-minute discovery call. You'll leave with clarity on your situation and a clear path forward, whether you hire me or not.

Book My Free Discovery Call Review the Services First

No pitch. No pressure. No obligation, just a real conversation.

Get in Touch

Let's figure out your next step.

Whether you need a personal financial plan, a workshop for your organization, or fractional CFO support. The first conversation is free and there's no commitment attached to it.

Fill out the form and I'll respond within 24 hours to schedule your discovery call.

Southeastern Pennsylvania · Serving clients in-person & virtually
Free 30-minute discovery call. Response within 24 hours
Available for virtual sessions and on-site engagements
(267) 314-7378 · anelson@unitybusinessolutions.com

Your information stays private. I'll never share or sell it.